Is a 50% Premium Reduction In Your Renewal Possible?
For the past 5 years, Opus’ Benefit Resource Process(sm) has generated a 50% reduction in health care renewals without making plan design changes.

How Do We Do It?
Through a proprietary process we fuse intimate knowledge of carrier pricing models, statistical claim data, utilization demographics, and competitive bidding.

The result is an open conversation between us and carrier actuaries to negotiate on a realistic playing field—stripping away inflated assumptions, excessive carrier profits, errors and inefficiencies. The result is a fair renewal with high quality coverage and, most importantly, sustainable annual renewals.

We're Confident You Haven't Seen All Your Options
It is an industry fact that most brokers do not expose their clients to all the options. Carriers offer highly efficient options that strike a balance between corporate budgets, a quality offering and quantitative risk. Imagine a program that lowers your monthly premium, makes employees whole on expenses, supports consumerism and has full protection against catastrophic events.

We Pay Premiums Too!
One of the largest opportunities to cut company costs lies dormant in your current healthcare program. Only through a complete plan audit coupled with The Benefit Resource Process can you achieve real savings while offering a high quality program. There is no single solution. It requires a combination of strategies, employee communication and education. Combining our discipline with sound business decisions can create enormous long-term savings.

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Take Steps to Ensure Compliance
Opus designs, implements and follows a consistent process for each of its clients. When you work with Opus, your company is taking meaningful steps to ensure compliance, and eliminate liability pertaining to HR related issues.

Removing HR from the Day-to-Day Burden
We give your HR department a single point of contact for all of your carriers and programs, greatly simplifying and reducing your staff’s benefits management and administration responsibilities. Opus also works closely with you to improve employee awareness and communication initiatives.

Conserve internal resources with Opus managing your company’s:
• Benefit inquiries
• Billing/enrollment
• COBRA administration
• Claims processing and adjudication
… and more.