Strategic Planning

At the core of our approach is comprehensive strategic planning with a full understanding of your current financial picture and where you want to be in the future. From asset allocation to estate planning and charitable works, we help you chart a direct course to your goals.

Opus enables you to survey your entire financial landscape as an integrated ecosystem. This format exposes inefficiencies, conflicting individual strategies and duplications, enabling us to discover new opportunities for strategic integration, optimization and growth.

The Opus Lifestyle Assurance Process
The Opus Lifestyle Assurance Process is our formalized approach to strategic financial planning. During the first of two Lifestyle Assurance Process phases, we gather information, analyze the components of your financial picture and conduct a thorough review with you where recommendations are made.

Our process provides a clear understanding of what motivates you, analyzes the dangers and opportunities you may face in achieving your financial goals, and introduces new capabilities to keep you on the path to freedom.

Phase I
To begin, you are presented with a comprehensive financial questionnaire that provides us with a deeper understanding of you. Together we examine your current financial status, and then we identify existing and potential opportunities for achieving your future lifestyle.

Phase II
Using the information we have learned about you, next we create the Financial Model, a single-page overview of your entire financial landscape. The “Model” identifies the strengths and weaknesses in your current plan, and quantifies the impact of continuing those strategies. At this stage, we begin to implement your customized strategy.

Phase III
Your personal wealth is your financial freedom and it must be insulated against loss. Together, we work to assure that the quality of your lifestyle is always progressing and never reduced. In addition to optimizing your investments, this means protecting you and your family against death, lawsuits, disability, taxes and other wealth-eroding factors.

Phase IV
The fourth phase of the Lifestyle Assurance Process comprises management and monitoring. yourPFO™ stays by your side to keep your complete financial picture fully optimized and synchronized with your needs. We continually monitor all transactions, recommendations and activities of your advisory team to ensure maximum efficiency and coordination. Together, we discuss, refine and verify the results of these strategies.